If you own a business where you have vehicles for transportation or for your goods or staff, you need Commercial Auto Insurance - simple enough! But what you need to understand before buying auto insurance is whether you are getting a comprehensive policy or a partial one.


Some guidelines when securing your commercial vehicle insurance quote:

• Ideally the legal owner of vehicles should be the principal insured.
• You can protect a fleet by adding overnight premises exposure coverage. This can be added on to existing property insurance.
• Take references from local business firms on the credibility of the business auto insurance provider.

Commercial Auto Insurance provides comprehensive protection for bodily injury and property damage caused by company owned vehicles and non-owned vehicles used for the business. Coverage can include automobile liability, uninsured motorists’ coverage, personal injury protection and physical damage. To protect your business you must make sure you are carrying the right amount of protection.

Not all insurance companies will disclose the hidden components.